After the war on cash, it's time to consider digital payments very seriously. Luckily, with smartphones phones under Rs 5,000 using the phone smartly for your payments can actually get you your money back.
Ever since Prime Minister Modi shocked and awed with his announcement on November 10, people have been running helter skelter trying to encash their cash. But it doesn't have to be this way. For those of you who are still not using digital payments, it is a wake-up call. If it is because you haven't bothered to get a smartphone till now, then help is at hand. With deals galore, there is actually a strong case to recover the full value of smartphone simply by picking and choosing your spends smartly.
Here is how. Before we start, keep in mind that when a seller offers something worth 500 for 250, and you buy it because of that, you don't save Rs 250. You spend Rs 250. Having got that basic bit of smart shopping out of the way, here is your paisa vasool strategy.
The strategy starts with E-Wallets. In case you missed it, virtually all the major wallets, be it Paytm, Freecharge, Mobikwik, Airtel Money, Vodafone's M-Paisa and more, have offers incentivizing you to use them. And these offers are not necessarily about enticing you to buy the next useless thing at a 'huge' discount. The offers are on a host of everyday expenses, from bus tickets to utility payments to flight tickets, mobile recharges and more. For instance, on something as essential as electricity bills, where no one had ever heard of a discount during whole lifetimes, wallets from Paytm to Freecharge will give you 50-200 off on your first payment. And smaller discounts on subsequent payments.
Mobile and DTH recharges invariably qualify for discounts and special offers, once again saving you real money. Following these truly, 'essential' categories are the who range from tickets, from movie tickets to flight tickets, on which a simple search will find you a discount at one wallet or the other.
A further benefit comes from deals at everyday Grocery stores, from Big bazaar to Easy Day. And if you do like to eat out, or shop for branded products, then, of course, have no doubts, the convenience of having a smartphone handy to find the best possible deals around you will truly surprise you . And you can always reach those places by utilising the special deals on rider apps like Uber (Usually a free first ride followed by discounts ) or even using Ola Money and its many discounts. In case you are worried that these deals might disappear all too soon, rest assured. With existing banks feeling the heat from wallets, and a slew of new banks launching, the deals won't go anywhere soon. So whichever bank you bank with, you can be sure they will be trying to get on to the wallet bandwagon. And that entails deals that matter.
In fact, we are confident that over a 4-5 month cycle, it is possible to recover between 50% to 150% of the value of a phone worth Rs 5,000! Not counting the benefits of finally getting online on the move. With rumours of Jio extending its free period, that deal could be even sweeter than this. So go ahead, it's time to move up smartly, and be a real mobile Indian!
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